Lower Premiums- The number one follow up I have with clients is to see if there are new plans available that may lower your premium.

Life Insurance for Income Replacement- Low cost term life insurance is a good way to provide additional coverage to protect your income and provide additional benefits for your family.

Spouse- Are your recently married or looking to add coverage for your spouse who was not covered during the initial meeting?

Retirement Planning - Learn how to protect your retirement accounts from losing money and how to provide a lifetime income.

Debt Payoff - Learn how to pay off your mortgage and other debts such as credit cards, auto loans, and student debt using cash value in your policy.

Cash Value Life Insurance - Many clients want to review the options to convert their Term policy to a permanent cash value policy.

Stop Smoking- If you stopped smoking, then we can review options for a lower non-tobacco rate.

Children & Grandchildren- There are many life insurance options for your children and
grandchildren that can provide lifetime benefits such as cash value and living benefits.

Beneficiaries -Do you need to change the beneficiary on your policy?

Address Change- Have you changed your mailing address?

Living Benefits- Do you want to review how the Living Benefits rider with your policy can help you if you get sick?